Coastal Financial Cambria Real Estate Loans (805) 927-3843

With over 24 years of experience in the mortgage business, we have

been helping real estate clients' dreams come true on the California

Central Coast for over 15 years. Coastal Financial is

THE ORIGINAL, local Cambria mortgage source!

Why Choose Us?

Referrals From Our Customers

and Local Real Estate Professionals

Have Always Delivered the Majority of Our Clients

Our Philosophy: "Customers for Life"

A strong and genuine belief in the "Customer for Life" principle of doing business

is what drives us. We also maintain special relationships with our lenders so

the approval process is more stress free for our clients.

Honesty, Integrity, Confidentiality

If you are looking to purchase a new home or refinance your existing home or rental property, we can offer you fair and competitive rates - with ONE call - with ONE loan application.

Unlike others, we won't promise you a rate without knowing your individual needs.

We take the time to get the financing that's right for you.

Rates are determined by the type of loan for which a borrower can qualify - we won't mislead you with false teaser rates like others you see on television, the internet or in print ads.

We are committed to honesty, integrity and confidentiality.

Low Rates and Fees Through Knowledge and Technology

We use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the internet, along with advanced processing software and

automated underwriting systems we have taken the mystery out of submitting,

approving and funding a home loan.

One Local Call, One Local Contact, One Local Office

....dozens of lenders...how easy is that?!?

All loans are originated, tracked and managed personally by your loan officer. When you finance your real estate needs with us, you've got all of our phone numbers...

office, office fax, cellular, home fax, and home office.

Visiting the Central Coast on the weekend? No problem, call us at (805) 909-1178.

The important details of your loan are not passed off to others. We will help you find the perfect loan; personally communicate with the lender; arrange the appraisal; and, schedule your document signing to your convenience...no matter where you are.

Do You Invest in Residential Rental Property?

We specialize in helping you manage and benefit from the equity

in your mulitple, residential rental properties.

We will help you improve and EXPAND your

residential investment portfolio.

For All Your Mortgage Needs, Call Us...

Purchase and Refinance

"Low Doc" and "No Doc" Loans

Fixed Rate or Adjustable Rate Loans

Interest Only or Multiple-Payment Options

Low Down or No Down Payment

Good Credit or Not so Good Credit

Flexible Terms

Zero Points or Low Points

Owner Occupied / Non-Owner Occupied

Vacation Homes / Second Homes

Purchase Pre-Qualification or Pre-Approval

Reverse Mortgages

100's of Loan Programs

Coastal Financial

778 Main Street, Suite B

Cambria, CA 93428

(805) 927-3843

Contact Linda Stoddard

Linda@CoastalFinancial.com